Life insurance is a must if you have children, a spouse, or any other dependents that rely on your income. It helps support the people you love after you pass and provides a quick infusion of cash. In addition to the stress created by the grieving process, putting your affairs in order in the event of your passing can be a daunting task. Life insurance policies provide immediate funds that help settle outstanding debt, pay for funeral costs, and resolve all income and estate taxes. Watermark Wealth Strategies is committed to finding the right life insurance plan for clients.
Individuals who are responsible for the wellbeing of a spouse or dependent would do well to consider several long-term factors before making a decision, including:
In the short-term, we advise our clients to think about a wide range of potential issues before considering life insurance. For instance, you should consider:
Regardless of your needs, we promise to deliver independent advice to you and your loved ones. You deserve a clear-eyed perspective, and our advisors act in your interest only, never selling an unneeded life insurance plan.
We often do life insurance reviews which can often help folks get more value for their money, whether it means more death benefit for the same amount of money, more potential for cash value growth, etc. Plus, we’re independent so we can look at a variety of carriers and policies to find out the absolute best option(s) for the client.
Call us today to get started.