Watermark Wealth Strategies LLC Offers Annuity Planning to Arizona & Minnesota Clients

There are several different types of annuities available – variable annuities, equity index annuities, fixed annuities, structured products, etc. – the list goes on. Each type of annuity can do something different and works in different ways. Whether or not you need an annuity depends on your specific goals and what you wish to accomplish.

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Annuity Benefits

  • Protection from market downs: Other annuities offer certain levels of protection against market downturns. Whether you want full, 100% protection with no loss, or partial protection where the insurance company absorbs the first 10% of market losses, you can set a level that is right for you.
  • Lifetime guaranteed income: Certain annuities offer lifetime guaranteed income for either your life alone or your life and your spouse’s life. The annuity essentially creates a pension of reliable, guaranteed income.
  • An annuity can help mitigate tax burdens: If you’ve maxed out your contributions to your 401k or IRA accounts, an annuity can help shield you from tax issues.
  • Cost-effective investing: Some annuities offer products with zero cost and include protection from market declines. This means more of your investment money goes in your pocket versus paying fees.
green piggy bank on calculator

Don’t Ignore Your Annuity

Like most industries, the annuity industry has evolved significantly over time. There are a lot of misconceptions about annuities and how they work. If you’re interested in learning more, reach out to us for an appointment.

For those that own an annuity, when was it last reviewed? Like all investments, your annuity should be periodically reviewed to help ensure it is still in line with your goals. Additionally, due to changes in annuity products, we can often find additional value for clients whether it’s by finding lower cost (or even no cost) alternatives, or higher lifetime income. Don’t ignore your annuity.

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Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Watermark Wealth Strategies, LLC is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide tax or legal advice and are not Certified Public Accounting (CPA) firms.

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